Dry cellulose (loose fill)
Dry cellulose is used in retrofitting old homes by blowing the cellulose into holes drilled into the tops of the walls. It can also be blown into a new wall construction by using temporary retainers or netting that is clamped in place then removed once the cellulose has reached the appropriate density. This form of application does settle as much as 20% but the stated R-value of the cellulose is accurate after settling occurs. In addition, a dense-pack option can be used to reduce settling and further minimize air gaps. Dense-pack places pressure on the cavity, and should be done by an experienced installer.
Loose fill in walls is an antiquated technique of using cellulose in wall cavities. The home performance industry and its accrediting bodies support the dense-pack standard of insulating wall cavities, which does not settle. This method stops the stack effect and convective loops in wall cavities.